What exactly does mijnfinn do? +
mijnfinn is a bookkeeping firm for freelancers (zzp'ers) and BV owners in the Netherlands. You send your receipts, invoices and questions via WhatsApp; we process everything, keep your books complete, prepare your VAT return every quarter and your income tax return every year. If you have a BV, we also handle the payroll for your director's salary and your annual accounts.
Does an AI do my bookkeeping? +
AI does the routine work: reading documents, processing them and matching them to your bank transactions. But a person checks everything and is ultimately responsible. You have one fixed contact person, not a chatbot.
What do I still have to do myself? +
Almost nothing. Forward receipts when you have them, answer a question now and then ("was this business or private?"), and file your VAT return with the Dutch Tax Administration. We prepare all the figures with a step-by-step guide; you file it yourself with your own DigiD.
What does it cost? +
All prices exclude VAT. For freelancers €119 per month (or €1,189 per year), including your annual income tax return. For BV owners €189 per month (or €1,889 per year), which also includes your payroll tax return and annual accounts. Fixed price, no hourly rate, no extra charges afterwards. For comparison: online bookkeeping firms easily charge €149 to €229 per month, and that usually does not even include payroll.
Can I work with you in English? +
Yes. Message us in English and we will reply in English. Your tax returns and official documents are in Dutch, because that is how the Dutch Tax Administration works, and we explain what they say. Our terms and privacy statement are currently only available in Dutch.
Do I need accounting software myself? +
No. No Exact, Moneybird or any other package: you send everything via WhatsApp and we take care of the rest. That also saves you the €20 to €35 per month such a package costs separately. Already using software or an accountant? We handle the switch.
Who is mijnfinn for? +
For self-employed professionals in the Netherlands in business or digital services: consultants, developers, designers, coaches. With a sole proprietorship (eenmanszaak) or your own BV as director-shareholder. Not yet for businesses with employees (other than your own director's salary) or with lots of cash payments; we deliberately start with a well-defined group.
I have a BV, is that possible? +
Yes. For BV owners we also prepare the payroll for your director's salary (including the payroll tax return), monitor the work-related costs scheme (WKR) and draw up your annual accounts. A holding structure? Get in touch and we will see whether it fits.
Is my data safe? +
Yes. Your data is stored encrypted on EU servers and we work in line with the GDPR. As a bookkeeping firm we fall under the Dutch anti-money laundering act (Wwft), supervised by the Bureau Financieel Toezicht (BFT). Everything we do can be traced in an audit trail.
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